This Privacy Policy explains how Finhub Advisory (hereinafter, “Finhub”) collects, uses, and processes personal data when you access or use the services provided by Finhub.

Please review this Policy carefully. By using the services, this Policy becomes legally binding. Finhub treats privacy and data protection with the highest level of importance and is committed to processing personal information with due care and responsibility.

Responsible Entity

The entity responsible for the collection, processing, and use of personal data is:

Finhub Advisory, operated by FinHub Marek Sala (company number: 9521968341), Warsaw, Poland.

Personal Data Collected by Finhub

Finhub may collect and process the following categories of personal data:

1. Information You Provide to Finhub

You may provide personal information when registering for or using the services, including during ongoing use. This information may include, but is not limited to: your full name, residential address, identification documents (such as passport or national ID), telephone number, financial information (including debit or credit card details and bank account information), source of funds, source of wealth, payment details, geographic location, tax identification number, photographs, and video verification data.

Finhub may also collect the content of communications exchanged with you through telephone recordings, online chats, or other communication channels.

In certain circumstances, such as high-value transactions or compliance with anti-money laundering regulations, additional documentation may be required, including bank account statements.

You are responsible for ensuring that your personal data remains accurate, complete, and up to date by reviewing and updating it as necessary through your account.

2. Information Collected Automatically

Finhub may automatically collect information related to your use of the services, including transaction details and the geographic origin of transactions.

Technical information may also be collected, such as IP address, device identifiers, browser type and version, time zone settings, browser plug-ins, operating system, and platform details.

3. Information Received from Third Parties

Finhub may obtain personal information from third parties with whom it cooperates, such as payment service providers. This may include basic identification details and limited financial information necessary to process payments and provide the services.

4. Information from Social Media Platforms

If enabled and chosen by you, Finhub may allow registration or login via social media platforms. In such cases, relevant information necessary for authentication and service provision will be received from the social media provider and used together with information you directly provide to Finhub.

Data Relating to Minors

The services are intended solely for individuals aged 18 or older. Finhub does not knowingly collect personal data from minors. Verification procedures are designed to prevent such processing. Any personal data inadvertently collected from minors without proper consent will be removed.

Protection of Personal Information

Finhub implements appropriate technical and organizational measures to protect your personal data, including:

• Encryption of data transmitted between users and Finhub systems;

• Continuous monitoring of systems for suspicious or malicious activity;

• Restricted access to personal data, limited to authorized personnel with a legitimate business need.

Purposes and Legal Grounds for Processing

Finhub processes personal data for the following purposes:

• Performing contractual obligations and taking steps prior to entering into a contract;

• Complying with applicable legal and regulatory requirements;

• Managing, operating, and improving the services, including internal analysis, audits, troubleshooting, and research;

• Pursuing legitimate business interests, provided these do not override your rights and freedoms;

• Preventing and detecting fraud, financial crime, and other unlawful activity;

• Communicating service updates and administrative notices;

• Enforcing applicable terms and conditions.

Finhub’s legitimate interests include maintaining service security, enhancing functionality and user experience, and fulfilling public-interest obligations such as anti-money laundering measures.

Disclosure of Personal Data

Finhub may share personal data with selected third parties, including:

• Affiliates, business partners, suppliers, and subcontractors supporting service delivery;

• Payment service providers and financial institutions involved in transaction processing;

• External providers assisting with fraud prevention, identity verification, and compliance screening;

• Analytics providers supporting service optimization;

• Payment beneficiaries, to the extent necessary for transaction execution;

• Other parties where disclosure is required to protect Finhub’s rights or prevent unlawful activity.

Personal data may also be disclosed where required by law, court order, or regulatory authority, or where you have provided consent.

Storage and International Processing

Finhub processes personal data in connection with the provision of its services. By submitting personal data, you acknowledge and agree to its processing and storage as described in this Policy.

Where third-party processors are engaged, Finhub ensures that appropriate safeguards and security measures are in place to protect personal data.

Automated Decision-Making

Finhub may use automated decision-making tools to assist in fraud prevention and compliance checks. This may include verifying consistency between provided residency information and technical indicators or validating payment method ownership.

Cookies

Cookies and similar technologies are used to ensure the functionality and security of the website and services. This processing is based on Finhub’s legitimate interests and does not require consent where permitted by law.

Data Retention

Due to the nature of the services and applicable regulations, certain personal and transactional data may be retained after account closure. Access to retained data is strictly limited and only used where necessary.

Your Rights

Subject to applicable data protection laws, you have the right to:

• Access and obtain a copy of your personal data;

• Receive information on how your data is used;

• Correct inaccurate or outdated information;

• Request deletion of personal data where legally permissible;

• Withdraw consent where processing is based on consent;

• Manage notification preferences through account settings;

• Object to processing based on legitimate interests, unless overriding grounds apply.

These rights may be subject to legal limitations, particularly where processing is required for public interest or legal compliance.

Requests will be reviewed and addressed within the legally prescribed timeframe.

Third-Party Websites

The services may include links to third-party websites. Finhub is not responsible for the privacy practices of such websites, and users are encouraged to review their respective privacy policies.

Changes to This Privacy Policy

Finhub may update this Privacy Policy to reflect legal, regulatory, or operational changes. Updated versions will be published on the website and, where appropriate, users may be notified through the platform.

Website Usage Data

When visiting the website, Finhub may process technical data such as IP address, browser type, device information, and usage patterns. This data is used to ensure website functionality, security, and performance optimization, including protection against malicious activity.

Such data is collected through cookies and similar technologies and retained only for as long as necessary to fulfill the stated purposes.